More and more people are opting to shop online. Despite the rise in popularity, that does not mean you are completely safe from payment or card fraud. Luckily, there are preventative measures that you can take, and here are some tips that you can try.
Only Use Secure Payment Services
Firstly, you need to make sure that any payment provider that you use is safe; this is a crucial aspect for both business owners who want to accept payments and shoppers who want to send payments. For instance, Ffwcash offers safe payment methods that let you send money instantly to any card. You could also use trusted companies like PayPal to send payments when you shop online.
Protect Your Credit Cards
A simple way to prevent credit card fraud is to keep credit cards protected from thieves. Always keep your credit cards in a safe place when you are not around, and double-check if they are in your wallet before you leave a place. Try to get a more secure wallet or a smaller purse if you are going to a crowded area; it will be harder for thieves to snatch your credit card. Additionally, try not to expose your credit card for too long; thieves can take photos of your card’s information if you leave it out for too long.
Destroy Evidence of your Credit Card Number
If you are used to throwing credit card statements into the trash without a second thought, you need to rethink your methods. Ideally, you should shred or completely tear up those statements before you throw them out. These statements often show your full credit card number, so people who come across it could use your credit card number. If you want to take it up a notch, place the paper in different trash bags so it will be harder to figure out your credit card number.
Be Careful of Giving Out Information
One of the most important tips you should follow is to be wary about sharing your credit card’s information. You should only give your information to your direct payment service provider. If someone calls or emails you asking for your details, you should ignore it at all costs. Be sure to check the number or email that they used; some phishing scams will use similar emails to the payment provider to fool people into giving them your personal information.
Report Strange Occurrences Immediately
If you notice odd transactions that you did not make, you should call your payment service company immediately and report it. You should also report any lost or stolen card as soon as it occurs. Your payment service provider can temporarily pause transactions or cancel your card. That way, whoever has your information will not be able to use it until you replace your cards.
Payment or card fraud is hard to get rid of, but luckily, it is easy for you to avoid it. Follow the advice above to keep your personal information and money safe.